Tips to Reach Your Best Credit Score

Only about 1.4% of the population has a perfect 850 on their FICO credit score. “Achieving a perfect credit score is largely out of your hands,” Riley Adams, a licensed certified public accountant and senior financial analyst for Google, told Apartment Therapy. It can take years to build up a perfect credit score of paying bills on time and paying off debts.

Apartment Therapy recently asked financial experts how consumers can improve their score and inch closer to an 850. Here are a FEW TIPS.